Financial Aid

>>IMPORTANT Information
About Financial Aid Disbursements

Welcome to the Office of Financial Aid for Edgecombe Community College

The philosophy at ECC is that any individual who wishes to attend the institution should not be deprived of this privilege because of a lack of financial resources. Although the primary responsibility for financing an education remains with the students and their families, the college participates in programs designed to supplement the family contribution when there is a documented student financial need.

Students who have completed the financial aid application procedure are considered for all types of financial aid without regard to their sex, race, color, disability, or national origin. In all financial aid awards, students have the right to accept or decline any aid they have been offered.

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Edgecombe Community College School Code: 008855

General Information

There are three principal types of financial aid available for students attending Edgecombe Community College:

  1. Scholarships or grants which are awarded outright to the student and which do not have to be repaid
  2. Loans, which a student must repay after leaving college
  3. Employment, which, in some instances, may be in work that is related to the student’s field of study.

To meet a student’s financial need, Edgecombe Community College makes aid available in a combination of loans, grants, and work. Awards for campus-based programs (Federal Supplemental Education Opportunity Grant Program and Federal Work Study) are made on the basis of demonstrated financial need as reflected by the Student Aid Report (http:/

Need is defined as the difference between the cost to a student for attending the college and the resources available to him/her to meet such cost and the estimated family contribution or EFC is determined by the FAFSA.

The Edgecombe Community College Financial Aid Office selects recipients for non-need based awards based upon academic standing and character.

For details about any of the college’s financial aid programs, students may contact the Financial Aid Office on either campus. The Financial Aid Office reserves the right to review and cancel the financial award at any time because of changes in an individual’s financial or academic status.

Edgecombe Community College offers the following financial aid for prospective and presently enrolled students:

Federal Pell Grant Program

The Federal Pell Grant program awards grants directly to students with payment made through ECC. Federal Pell Grants do not have to be repaid. Pell Grants are the “foundation” of student aid. Students must complete the FREE Application for Federal Student Aid. Annual application is required by June 30.

Complete the Free Application For Federal Student Aid to receive a Student Aid Report which determines eligibility.


The college offers a variety of scholarships including:

  • ECC Foundation Scholarships
  • Gravely
  • N.C. Community College
  • N.C. Health, Science, Math
  • Nurse Education Scholarship/Loan Program
  • Nurse Scholars Program
  • Sprint
  • Wachovia

In addition to the scholarships listed above, the Edgecombe Community College Foundation funds many other scholarships each year. Many local businesses, individuals, and civic organizations also contribute to our scholarship program.

Federal College Work-Study Program (FCWSP)

This program provides jobs on campus to students who qualify for financial assistance. Jobs usually range from 10 to 15 hours per week and pay the federal minimum wage. Students are employed in various departments of the college.

Federal Direct Student Loans

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department), though most of the contact will be with your loan servicer.

With Direct Loans, a student

  • Borrows directly from the federal government and have a single contact—your loan servicer—for everything related to repayment, even if you receive Direct Loans at different schools.
  • Has online access to a Direct Loan account via a servicer's website.
  • Can choose from several repayment plans, and can switch repayment plans if the student’s needs change.

Stafford limits for a dependent undergraduate student

Dependent undergraduate students (excluding dependent undergraduates whose parents are unable to obtain PLUS Loans) are eligible for an additional $2,000 in unsubsidized Stafford Loan funds each academic year.

For these students, the annual loan limits are:

  • $3,500 combined subsidized and/or unsubsidized plus $2,000 additional unsubsidized for dependent first-year undergraduates; 
  • $4,500 combined subsidized and/or unsubsidized plus $2,000 additional unsubsidized for dependent second-year undergraduates; 

Increased unsubsidized Stafford limits for independent students and dependent students whose parents can’t get PLUS

There are higher additional unsubsidized annual loan limits for independent undergraduate students.

These higher additional unsubsidized loan limits also apply to dependent undergraduate students whose parents are unable to borrow PLUS Loans due to adverse credit or other documented exceptional circumstances. 

  • $3,500 combined subsidized and/or unsubsidized plus $6,000 additional unsubsidized for independent first-year undergraduates; 
  • $4,500 combined subsidized/and or unsubsidized plus $6,000 additional unsubsidized for independent second-year undergraduates;